Don't Get It Twisted | Michael Todd | Sermon Notes — Hello Pastor

Sermon Notes

Don't Get It Twisted

Transformation Church • Mar 16, 2025 • 94 min

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Take this message with you through a journey of Scripture, reflection, and prayer.

Summary

In this message, Pastor Michael Todd addresses distorted views on money and reveals how our relationship with wealth impacts our spiritual growth. True biblical financial freedom comes from shifting away from both the worship of wealth through greed and the waste of wealth through irresponsibility, moving instead into God's wisdom. As believers fix their eyes on Jesus and steward resources faithfully, God expands their lives and enables them to be generous channels of kingdom blessing.

Themes

StewardshipGenerosity vs. StinginessThe Heart and MoneyBiblical Wisdom vs. Worldly WealthOvercoming Fear and Greed

Pastor's Points

1.

Worshiping wealth instead of God is wicked.

2.

Wasting wealth instead of working it is wicked.

3.

The best way to handle wealth is with God's wisdom.

Key Points

1.
Worshiping wealth instead of God is wicked, as material riches are meant to be tools rather than objects of devotion.
2.
Wasting wealth instead of working it is wicked, as God expects believers to be faithful stewards who multiply what they are given.
3.
The best way to handle wealth is with God's wisdom, taking a humble position between greed and wastefulness.
4.
Money is a neutral tool that acts as a spiritual locator, revealing where God stands in a person's heart and life.
5.
Fixing your eyes on Jesus provides the faith necessary to focus and throw off financial entanglements or ungodly financial mindsets.
6.
Generosity opens the door for a believer's world to expand, whereas stinginess causes life to contract and shrink.
7.
Where you invest your treasure reveals and directs where your heart will follow, as you cannot serve both God and money.
8.

Sermon Moments

“All money is is a tool for God to see where He stands in your life; money locates you.”

“The world of the generous gets larger and larger, but the world of the stingy gets smaller and smaller.”

“Wherever you by faith put your treasure, your heart follows it.”

“The illustration of Pastor Mike's daughter Ava selling bracelets to show how the heart directs resources toward what it values.”

“The illustration of Charles managing $300 without grief because he knew the money belonged to the Pastor in the first place, demonstrating God's ultimate ownership of resources.”

“Money magnifies who you are right now.”

“Worshiping wealth instead of God is wicked, and wasting wealth instead of working it is wicked.”

“When you are faithful with a small amount, God doesn't just give you more money—He gives you more responsibilities, which are attached to resources.”

This Week

Audit your personal spending habits this week to see where your heart and treasure are currently focused.

Create or update a written monthly budget so you are actively directing your finances rather than allowing money to vanish through waste.

Pray and ask the Holy Spirit to reveal any subtle habits of greed, fear, or stinginess in your relationship with money.

Practice intentional generosity this week by blessing someone in need without expecting anything in return.

Commit to honoring God first in your finances by establishing consistent habits of tithing and kingdom giving.

Examine your heart for any reluctance or resentment when called to help others or forgive financial debts.

Evaluate your time and career priorities to ensure you are not sacrificing family and spiritual health to pursue wealth.

Remember This

Believers must avoid both worshiping and wasting wealth, choosing instead to manage money through God's wisdom, generous obedience, and faithful stewardship.

A Challenge for You

Take a humble position before God, repent of any ways you have worshiped or wasted wealth, and commit to walking in biblical wisdom so your life and world can expand for His kingdom.

These are personal sermon notes shared to help you remember the message — not a replacement for Scripture, your church, or your pastors.