Here's How to Handle Money God's Way | Dr Tony Evans | Sermon Notes — Hello Pastor

Sermon Notes

Here's How to Handle Money God's Way

Oak Cliff Bible Fellowship • Sep 13, 2026 • 28 min

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Take this message with you through a journey of Scripture, reflection, and prayer.

Summary

Dr. Tony Evans teaches that God is the absolute owner of all creation and wealth, and believers are called to manage His assets as faithful stewards. By submitting financial plans to the Lord, working diligently, and structuring finances around three key principles—give, save, and spend—we align our homes with God's design. When we honor God first with our resources and maintain contentment, He actively guides our steps and provides for our households.

Themes

Stewardship vs. OwnershipBiblical Financial PlanningWork and Individual ResponsibilityGenerosity and TithingSaving and PrudenceContentment vs. Consumerism

Pastor's Points

1.

Give: Recognize God as your source by giving Him the first fruits.

2.

Save: Honor yourself and prepare for the future by setting aside resources.

3.

Spend: Manage spending according to needs, wants, and desires.

Key Points

1.
God claims complete ownership over all creation and wealth, meaning believers own nothing and manage everything as stewards.
2.
A steward's biblical responsibility is to protect and expand the assets entrusted to them by the true owner, God.
3.
God expects us to present a deliberate financial plan to Him, allowing Him to establish, direct, and refine our steps.
4.
Productive work is God's ordained design for humanity, requiring individuals who are capable to work and provide for their households.
5.
Faithful labor should yield enough to care for personal needs, support family members, and assist others facing hardship.
6.
Giving God the first fruits through tithing is a tangible act of reverence that acknowledges Him as our sole source.
7.
Saving consistently honors your future and demonstrates wisdom, whereas spending every dollar is foolish.
8.
Financial spending should follow biblical priorities: fulfilling basic needs first, addressing higher wants second, and enjoying surplus desires contentedly.

Sermon Moments

“You own nothing, but you manage a lot. The Bible calls this stewardship.”

“When you go to eat, the grocery store is not the source of your food. It is merely an in-between mechanism to deliver you your food.”

“Don't let the culture control the cash. Don't let the society control the funds. Don't let the advertisements dictate your spending habits.”

“Even ants are smarter than people. In the summer, the ants gather so they know when the winter comes, they're going to have something.”

“The Bible defines needs as food, clothes, and shelter. If you have food to eat, clothes on your back, and a roof over your head, with these things be content.”

This Week

Shift your financial mindset from personal ownership to managing God's assets as a faithful steward.

Develop a practical financial plan and budget, committing it to God in prayer for His guidance and direction.

Honor God as your primary source by giving faithfully from your first fruits before paying other bills or expenses.

Establish a regular savings discipline for both short-term emergencies and long-term needs.

Categorize household spending strictly into needs (food, clothing, shelter), wants, and desires.

Guard your heart against culture-driven consumerism and choose contentment with essential provisions.

Work diligently in your daily responsibilities and look for ways to share surplus resources with those in genuine need.

Remember This

God owns everything and we own nothing; financial peace comes when we manage His assets according to His biblical blueprint—give first, save second, and spend wisely.

A Challenge for You

Commit your financial plans to the Lord, honor Him with your first fruits, save faithfully for the future, and manage His assets according to His word so that you can experience His presence and provision in your home.

These are personal sermon notes shared to help you remember the message — not a replacement for Scripture, your church, or your pastors.